First-Time Buyers

Your First Home is Closer Than You Think

We make buying your first home in Toronto and the GTA simple, stress-free, and exciting.

We Speak First-Time Buyer

Buying your first home is one of the biggest decisions of your life — and it can feel overwhelming. We break every step down into plain language so you always know exactly what's happening, what's next, and why.

  • We explain everything — no jargon, no confusion
  • We connect you with trusted mortgage brokers
  • We help you understand closing costs before you commit
  • We negotiate on your behalf for the best possible price
  • We're available 7 days a week — whenever you need us

Government Programs You May Qualify For

First Home Savings Account (FHSA)

Save up to $40,000 tax-free toward your first home. Contributions are tax-deductible.

Home Buyers' Plan (HBP)

Withdraw up to $35,000 from your RRSP tax-free to put toward your first home purchase.

First-Time Home Buyer Tax Credit

Claim a $1,500 federal tax credit on your income tax return after purchase.

Ontario Land Transfer Tax Rebate

First-time Ontario buyers can receive up to $4,000 back on Ontario land transfer tax.

Toronto Land Transfer Tax Rebate

Toronto first-time buyers receive up to $4,475 in Toronto Municipal LTT rebates.

Your Buying Journey

Get Pre-Approved for a Mortgage

Know your budget before you start shopping. We connect you with top mortgage brokers who work for you, not the banks.

Find Your Home

We search every available home in your target neighbourhoods and book showings that fit your schedule.

Make an Offer

We advise on the right price, review every condition, and negotiate powerfully on your behalf.

Home Inspection & Due Diligence

We coordinate a certified home inspection and review the results so you fully understand what you're buying.

Close & Get Your Keys

Your lawyer handles the legal transfer. We're with you until closing day to answer any last-minute questions.

Ready to Buy Your First Home?

Book a free, no-pressure consultation with Subarna Dey today.